Personal Loans

Whether you need to pay for a holiday, renovations, or a wedding to name a few things, you can be APPROVED within 48-72 hours with a personal loan arranged by Nesian Finance.

While lots of people will pull out a credit card or redraw on a mortgage for this sort of thing, a personal loan is often a smarter option because:

•The interest rate on a personal loan can be a lot less than the rate on your credit card.

•If you only make the minimum monthly payment on your credit card, the original debt can hang around forever and the amount of interest you'll pay in the long term can really add up. A personal loan from Nesian Finance can be a better way to pay, because the fixed term and repayments mean you regularly reduce your debt.

•Unless you increase your repayments on your mortgage, the accumulated amount of interest you'll pay over the term of your home loan can add up to a lot more than what you would end up paying on your personal loan.

Debt Consolidation

One of the smartest and the most popular reasons for getting a personal loan is for debt consolidation. It means you only have one repayment for everything you owe. You could save time, stress and money with a personal loan from Nesian Finance. So if you've got a whole lot of different loans that come with a complex range of rates and fees, cut the paperwork, cut the costs and cut up the cards. Pool it all into one loan with one set of fees and save yourself a load of hassle.

You can borrow up to any amount you want as long as you have the capacity to pay for it and meet the normal lending criteria. The minimum amount of the loan can't be less than $5000

Your personal loan repayments

You can make repayments monthly, fortnightly or weekly by Direct Debit. It's easy and convenient, just set and forget.

The actual rate you pay will depend on a number of things including your financial situation and credit history.  We'll let you know the exact rate that applies to you once you apply for your loan and let us know some info about your income and expenses.

Ready to apply?

Apply online now and a Nesian Finance consultant will contact you within 24 hours to finalize your personal loan.

Car Loans

Don't get tricked into a bad loan just because you're hooked on a great car. Come & visit a Nesian Finance Consultant and let us see what we can do for you, so you can buy the car you want and save money in the long term.  

Remember it doesn't have to be a car. You can also use a Nesian Finance Car Loan to buy yourself a new or used, motorcycle, boat, caravan, trailer or even a truck.

We can have your new car loan APPROVED within 24-48 hours.

Call us today to see if you qualify. Let a Nesian Finance Car Loan help you get it sooner.

Car loan rates

Talk to us first to see if we can get you a lower interest rate.  Our rates are very competitive and start from as low as 7%. As a general guide loan amounts should be over $10,000 and the vehicle is preferred to be under 5 years old.

If you have a current loan somewhere else and feel like you're paying too much, talk to us and see if we can get you a better rate and help you SAVE.

We also offer fixed rates so you can avoid any hidden surprises by always knowing what your repayments will be with a fixed rate car loan.

The actual rate you pay will depend on a number of things including your financial situation and credit history.  We'll let you know the exact rate that applies to you once you apply for your loan and let us know some info about your income and expenses.

Car loan repayments

You can choose to make repayments monthly, fortnightly or weekly by Direct Debit & while the loan is fixed, you can pay lump sums into your loan to reduce your loan term.

Ready to apply?

Apply online now and a Nesian Finance consultant will contact you within 24 hours to finalize your new car loan.